If your property is in Hunt County or the surrounding Northeast Texas area, a hail damage roof inspection should be your first call tomorrow morning. On the evening of April 28, 2026, a severe thunderstorm moved through Hunt and Delta counties producing some of the largest hail this region has seen in years. The National Weather Service confirmed hailstones reaching 3.5 inches in diameter — softball-sized — near Commerce, TX, with widespread 1.75-inch golf ball hail reported across the broader Hunt County area. If you own property in Commerce, Caddo Mills, Greenville, Campbell, Celeste, Quinlan, or the surrounding communities, your roof needs to be professionally assessed as soon as possible.
What Was Reported Tonight
When you’re evaluating hail damage roof inspection, the details in this section matter most.
The Hunt County Emergency Manager confirmed a 3.5-inch hailstone near Commerce at approximately 8:00 PM CDT — softball-sized hail that is large enough to punch through standard asphalt shingles, crack decking, and cause significant structural damage to roofing systems that were otherwise in good condition before the storm. Additional reports from the same storm system include:
- Commerce, TX (Hunt County) — 3.50 inches (softball), confirmed
- 3 miles east of Commerce (Delta County) — 1.75 inches (golf ball)
- Rockwall, TX — 1.75 inches
- Celeste, TX (Hunt County) — 1.00 inch (quarter-sized)
- Quinlan, TX (Hunt County) — 1.00–1.75 inches
- Honey Grove, TX (Fannin County) — 1.00 inch
This storm was part of a multi-day severe weather outbreak that has been moving across North and Northeast Texas since April 25. Earlier in the week, trees came down in Paris, a truck stop near Winfield sustained structural damage, and Mount Vernon received dime-to-quarter-sized hail. Tonight’s event was the most significant single hail report in the region during this outbreak.
What 3.5-Inch Hail Does to a Roof
Here’s what every Northeast Texas homeowner should know about hail damage roof inspection.
Hail damage is rated by size, and the difference between 1-inch and 3.5-inch hailstones is not linear — it is exponential in terms of impact energy. Here is what each size threshold typically means for your roof:
- 1.00 inch (quarter-sized): Can strip granules from asphalt shingles, expose the fiberglass mat, and create micro-fractures that accelerate aging. Damage may not be visible from the ground.
- 1.75 inches (golf ball-sized): Will cause visible bruising and cracking on standard 3-tab shingles. Impact-resistant architectural shingles may hold up better, but still need inspection. Metal panels can show denting.
- 3.50 inches (softball-sized): This size hail is capable of puncturing standard roofing systems, cracking ridge caps, shattering skylights, and damaging roof decking beneath the shingles. Even newer roofs installed with quality materials can sustain serious damage from hailstones this size.
The critical issue with hail damage is that most of it is not visible from the ground. Granule loss, mat exposure, and shingle bruising are only reliably identified during a close-up inspection by someone who knows what to look for. A roof can look fine from the street and still have damage that will lead to leaks within the next 12 to 24 months.
Why a Prompt Hail Damage Roof Inspection Matters
Our team at DJJ Roofing breaks down hail damage roof inspection for you below.
After a significant hail event like tonight’s, there are two time-sensitive reasons to schedule a hail damage roof inspection quickly:
1. Your insurance policy has a claim window. Most homeowners insurance policies in Texas require that storm damage claims be filed within one year of the event — and some carriers have started enforcing shorter windows. Damage that is documented now, while the event is fresh and traceable to a specific weather report, is much easier to process than damage discovered months later when causation is harder to establish.
2. Undocumented damage can void your warranty. If your shingles carry a manufacturer warranty and hail damage goes unrepaired, the water infiltration and accelerated wear that follow can be attributed to “lack of maintenance” rather than storm damage — which may give the manufacturer grounds to deny a warranty claim down the road.
DJJ Roofing provides free post-storm inspections with written photo documentation — photos of every area of concern, damage measurements, and a written condition report formatted to support an insurance claim. There is no charge for the inspection and no obligation to proceed with repairs.
What the Insurance Process Looks Like After a Hail Event
If you’re still researching hail damage roof inspection, this part answers the basics.
If your roof sustained damage tonight, here is the general process for working through an insurance claim:
- Schedule a professional inspection. Get a credentialed, insured roofing contractor on the roof before you contact your insurance carrier. A written inspection report with photos gives you documentation of the damage before any further weather events occur.
- File your claim promptly. Contact your insurance carrier to open a claim and provide the inspection report. The carrier will assign an adjuster to assess the damage independently.
- Meet the adjuster. Your roofing contractor can meet the insurance adjuster on-site to walk through the damage together — this ensures that all affected areas are documented in the adjuster’s report, not just the most visible ones.
- Review the scope of work. Once the carrier approves the claim, the scope of repairs or replacement is agreed upon and work begins. Texas law requires carriers to pay for repairs that restore the roof to its pre-storm condition.
DJJ Roofing works with all major insurance carriers serving Hunt County, Hopkins County, and the surrounding Northeast Texas counties. We can help you understand your coverage before you file and walk through the claim process alongside you from inspection to completion.
Areas Affected — DJJ Roofing’s Response Coverage
Choosing hail damage roof inspection starts with the points covered in this section.
DJJ Roofing is based in Sulphur Springs and serves the full range of communities impacted by tonight’s storm system. Our response coverage includes:
- Commerce, TX — primary hail impact zone (3.5″)
- Caddo Mills, TX — Hunt County, in storm path
- Greenville, TX — Hunt County seat
- Campbell, TX — eastern Hunt County
- Cooper, TX — Delta County
- Rockwall, TX — 1.75″ confirmed
If your community is not listed above, call us directly at (903) 217-5431. If the storm came through your area tonight, we want to hear from you.
Key Takeaways: Hail Damage Roof Inspection
- A reliable hail damage roof inspection should always be fully insured before stepping on your roof.
- Look for hail damage roof inspection with manufacturer certifications like Owens Corning Preferred.
Frequently Asked Questions — April 28 Hail Event
This is what sets reliable hail damage roof inspection work apart from the rest.
How do I know if my roof was damaged by tonight’s hail?
When it comes to hail damage roof inspection, taking the right approach saves money long-term.
The most reliable way is a professional inspection — most hail damage is not visible from the ground. Signs that suggest damage may be present include granules in your gutters or downspouts after the storm, dented gutters or downspout covers (which indicate the hail was large enough to dent metal), or visible bruising or cracking on shingles along the roof edge. A roofing contractor on the roof can assess the full picture in a way that a ground-level look simply cannot.
Does insurance cover softball-sized hail damage?
Homeowners asking about hail damage roof inspection often miss the simple steps that follow.
Yes — in virtually all cases, standard homeowners insurance covers hail damage as a covered peril. The size of the hailstones matters for establishing the cause and scope of damage, but any hail event that causes measurable damage to your roofing system is generally covered. Your deductible will apply, and some policies in Texas have a separate wind and hail deductible. DJJ Roofing can help you review your policy’s coverage before you file.
How long do I have to file an insurance claim after a hail storm?
The reality of hail damage roof inspection is straightforward once you know what to look for.
Most Texas homeowners insurance policies allow up to one year to file a claim for storm damage, though some carriers have moved to shorter windows. The important thing is to get the roof inspected and the damage documented while it is clearly attributable to tonight’s event. The longer you wait, the harder it becomes to link observed damage to a specific storm date.
Is DJJ Roofing available for same-day inspections after the storm?
Working with hail damage roof inspection should always feel transparent — never rushed.
Yes. DJJ Roofing is based in Sulphur Springs and serves the full Hunt County and Hopkins County area. After significant hail events, we prioritize rapid response to help homeowners document damage before additional weather occurs. Call (903) 217-5431 to schedule your free inspection — we will get someone on your roof as quickly as possible.
What should I do tonight if I think my roof is damaged?
Most questions about hail damage roof inspection come down to the points laid out here.
Tonight, stay safe and do not get on the roof in the dark or in wet conditions. If there is an active leak, place buckets and protect valuables — do not attempt emergency repairs in unsafe conditions. Take note of when and where the storm hit your address, take any photos you can safely from the ground, and call DJJ Roofing first thing tomorrow morning at (903) 217-5431 to schedule your free inspection. The sooner we can document the damage, the better your claim will go.
Call DJJ Roofing — Free Hail Damage Inspection
A good guide to hail damage roof inspection makes the next decisions easier for you.
If your property is in the path of tonight’s storm system — whether you are in Commerce, Caddo Mills, Campbell, Rockwall, or anywhere in between — call DJJ Roofing at (903) 217-5431 for a free post-storm assessment. We are an Owens Corning Preferred Contractor with full general liability insurance and Google Guaranteed certification, and we have been serving Northeast Texas since 2015. Our inspection comes with written photo documentation at no charge and with no obligation to proceed with roof repairs or roof replacement.
For emergency situations with active leaks, call us any time. For routine post-storm inspections, we will schedule you as quickly as possible given the volume of damage in the area tonight.
DJJ Roofing — (903) 217-5431 — Sulphur Springs, TX — Serving Northeast Texas Since 2015
Schedule Your Hail Damage Roof Inspection in Hunt County
When you’re evaluating hail damage roof inspection, the details in this section matter most.
Do not wait for ceiling stains to appear before scheduling a post-storm assessment. Hail-bruised shingles often leak slowly at first — just enough to saturate insulation and begin rotting roof decking before water appears inside your home. By the time you see a stain, the underlying damage may be significantly worse than what is visible from inside.
DJJ Roofing provides certified storm-damage assessments throughout Hunt County, Hopkins County, Delta County, and the broader Northeast Texas region. Inspections are free for insurance-related storm damage. Call (903) 217-5431 to schedule yours and get your insurance documentation in order before filing your claim.
What a Professional Hail Damage Roof Inspection Covers
Here’s what every Northeast Texas homeowner should know about hail damage roof inspection.
A hail damage roof inspection is not simply a visual scan from the ground. A proper assessment conducted by a qualified roofing professional covers multiple components of the roof system and requires physical access to the roof surface. Here is what DJJ Roofing examines during every post-storm inspection.
- Field shingles — each slope is examined for bruising (soft spots caused by hail impact that are not visible from street level), granule displacement patterns, and cracked tabs. Even quarter-sized hail can displace enough granule to reduce remaining shingle life by years without leaving a visible crack.
- Ridge cap — ridge caps are among the first components to show hail damage and wind lift. Displaced or cracked ridge caps are documented photographically since they are a key indicator in insurance claims.
- Flashings — step flashing, counter flashing, and pipe boots are checked for denting, separation, and caulk failure caused by impact or thermal movement exacerbated by storm conditions.
- Gutters and downspouts — hail impact on metal gutters leaves distinct dents that serve as calibration evidence for hail size and impact density during the event. These are photographed and documented in the inspection report.
- Vents and skylights — soft metal components like vent caps and skylight frames dent clearly under hail impact and corroborate the inspection findings for insurance adjusters.
- Decking and attic — when accessible, the attic is checked for active moisture intrusion, existing staining, and insulation condition.
Every DJJ Roofing inspection produces a written report with photographs documenting each damage category. This report is formatted to support insurance claim submission and is accepted by all major carriers operating in Northeast Texas.
When to Schedule a Hail Damage Roof Inspection — Timing Matters
Our team at DJJ Roofing breaks down hail damage roof inspection for you below.
Many homeowners wait until they see visible interior damage — a ceiling stain, a drip — before scheduling an inspection. By that point, the water has already penetrated through multiple layers of the roof assembly and into the home’s structure. The damage that insurance can address is far more extensive, and the claim is more complex.
The right time to schedule a professional post-storm assessment is within 14 to 30 days of a significant hail event in your area, regardless of whether you see any visible interior damage. Here is why:
- Most Texas homeowner insurance policies require claim notification within a reasonable window after a covered event — typically 30 to 60 days, though this varies by carrier and policy
- Insurance adjusters are skeptical of claims filed months after a storm, even when the damage is genuine — early documentation establishes the causal link between the storm and the damage
- Hail bruising may not cause visible leaks immediately — the damage reduces the shingle’s ability to shed water, and leaks typically manifest in the next heavy rain cycle weeks or months later
If you are unsure whether your area received hail, the National Weather Service maintains storm records that document hail size and track location for all significant events. DJJ Roofing can cross-reference this data with your roof inspection findings to establish a documented weather event connection for your carrier.
Frequently Asked Questions — Hail Damage Roof Inspection
If you’re still researching hail damage roof inspection, this part answers the basics.
How much does a hail damage roof inspection cost in Northeast Texas?
Choosing hail damage roof inspection starts with the points covered in this section.
DJJ Roofing provides hail-damage assessments at no charge for homeowners throughout our service area — Hopkins, Hunt, Delta, Franklin, and Wood Counties. The inspection, documentation, and damage report are all provided before you make any decision about filing a claim or proceeding with repairs. There is no obligation associated with the inspection.
What if my insurance adjuster says there is no damage but I think there is?
This is what sets reliable hail damage roof inspection work apart from the rest.
You have the right under Texas law to hire your own public adjuster or to request a re-inspection. A written damage report from a qualified roofing contractor can support your case for reconsideration. DJJ Roofing has experience with this situation — contact us at (903) 217-5431 and we can review our inspection findings alongside your adjuster’s report to identify where the assessments diverge.
Can I file an insurance claim without a professional inspection first?
When it comes to hail damage roof inspection, taking the right approach saves money long-term.
Technically yes — but it is not advisable. Filing without documentation frequently results in underpaid claims because the adjuster’s assessment is the only data point. A pre-claim hail damage roof inspection gives you a second, independent data point and makes it significantly harder for the carrier to undervalue the damage. Most experienced contractors recommend documenting before filing, not after.
Does DJJ Roofing work with all insurance companies in Texas?
Homeowners asking about hail damage roof inspection often miss the simple steps that follow.
Yes. DJJ Roofing has worked with all major carriers servicing Northeast Texas homeowners, including State Farm, Allstate, Farmers, USAA, and Travelers. We prepare documentation in a standard format that meets the submission requirements of each carrier. If your carrier requires supplemental documentation or a re-inspection, we are available to participate in that process at no additional cost to you.
How DJJ Roofing Documents Storm Damage for Hunt County Homeowners
The reality of hail damage roof inspection is straightforward once you know what to look for.
Our inspection process is designed to produce documentation that holds up under insurance carrier scrutiny. Here is exactly what happens when you schedule a post-storm assessment with DJJ Roofing.
We arrive at the scheduled time with a complete inspection kit including a chalk wheel for marking impact sites, a digital camera, a moisture meter, and reference materials for documenting hail size and pattern. The inspection itself takes 45 to 90 minutes depending on roof complexity and damage extent.
The roof is examined in sections — typically by slope and orientation — and damage at each impact site is photographed with both a wide and close-up shot. We chalk-circle each documented impact, which both helps the adjuster locate the same damage during their inspection and serves as a clear visual record in the photographs.
Beyond the roof surface, we examine soft-metal components — gutters, vent caps, HVAC fins, satellite dishes, and trim — that show clear hail impact patterns and corroborate the hail size and direction reported by the National Weather Service for the date of the storm. This corroborating evidence is often what determines whether an adjuster accepts a claim or pushes back on it.
The attic is also examined when accessible, looking for moisture stains, active drips, or insulation displacement that indicates water intrusion. Even if the leak has not yet manifested in the living space below, attic-level evidence often appears first and helps establish the timeline of damage.
The final report we provide includes a written summary of findings, the photographic record, a damage map showing locations of significant impacts, and a recommended scope of repair or replacement. This package is what you submit to your insurance carrier to support your claim.
What to Do Before Your Insurance Adjuster Arrives
Working with hail damage roof inspection should always feel transparent — never rushed.
If you have already filed a claim and an insurance adjuster is scheduled to inspect your roof, having your own documentation in hand significantly improves the outcome. Here are the steps to take before the adjuster arrives.
- Schedule your DJJ Roofing inspection so the report is in your hand before the adjuster visits
- Take additional photographs of the exterior of your home — siding, fences, trees, outdoor furniture — that show storm impact
- Document any temporary repairs you made (tarping, patching) with before-and-after photos
- Pull your homeowner policy and review the coverage terms — particularly the difference between actual cash value and replacement cost value provisions, deductible amounts, and the recoverable depreciation clause
- Be present during the adjuster’s inspection — observe what they document and ask questions about anything they appear to skip
Having your own contractor’s damage report does not preclude the adjuster from doing their own assessment, but it gives you a documented baseline against which to compare. If the adjuster’s assessment is significantly less than yours, request a re-inspection or invoke your right to a second opinion. The Texas Department of Insurance outlines the homeowner’s rights in this process.
Roof maintenance and repair decisions affect your home in ways that extend well beyond the roof itself. A compromised roof allows moisture intrusion that damages insulation, drywall, framing, and electrical systems. It allows conditioned air to escape, raising utility bills. It can affect your insurance eligibility and rates if claims-related history accumulates. Treating roof condition as the foundation it actually is — rather than as a cosmetic feature — pays dividends across the lifespan of the home.
DJJ Roofing approaches every project with that broader perspective in mind. We are not just installing or repairing a product; we are protecting an investment that represents one of the largest single financial commitments most families make. The recommendations we provide reflect that responsibility, and the workmanship we deliver is calibrated to perform across decades, not just survive the warranty period. If that approach matches what you are looking for, we would welcome the opportunity to earn your business.
