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Sulphur Springs, TX · Serving Northeast Texas
One covers the material and comes from the manufacturer. One covers the installation and comes from the roofer. Most disputes happen because nobody explained the difference.
Covers defects in the shingle or panel itself and is issued by the manufacturer, such as Owens Corning, GAF or CertainTeed. Length and terms depend on the system you choose, and some enhanced coverage is only available through certified contractors.
Covers the installation itself: how the system was fastened, flashed, and vented, to the standards the National Roofing Contractors Association publishes. This is the one that matters when a roof leaks in year three, and it is only as good as the company standing behind it.
Unpermitted repairs by another contractor, satellite dishes drilled through the field, blocked ventilation, and pressure washing. If in doubt, call before anyone gets on the roof.

Ask us these. Ask the other companies quoting your roof the same ones, and compare the answers rather than the totals.
A verbal warranty is not a warranty. Ask for the document before you sign, not after the job.
Completion date or final payment? The difference can be weeks, and it matters on a claim years later.
If you sell the house within the term, does the coverage go with it? That is worth real money at closing.
A workmanship warranty is only as good as the company that has to answer the call. Ask where the office is, and how long it has been there.
Satellite dishes drilled through the field, unpermitted repairs by another contractor, blocked ventilation, pressure washing. Get the list up front.
Manufacturer coverage often requires the installer to register the roof after completion, and Owens Corning documents its own terms. Ask for confirmation that it was done.
Fill out the form or pick up the phone. Either way you get straight answers about your roof and a written estimate you can keep.